The worst case scenario is to loan huge in the wrong place just to be able to pay-off another loan. To discharge my old mortgage properly, I knew I needed reliable Mortgage Lawyers. This saved me a lot of money and time…they tied every loose end in my previous mortgage and ensured that all details are covered in my new one. They took time to search the title, they registered my mortgage, handled funds on my behalf, provided me with written accounting and report of financial transactions. They taught me that it’s best to focus on the long-term cost of my loan, and not to hassle about economizing on my monthly payment. Paying slightly more each month for a shorter period of time means I am paying less in total interest and that’s way better than paying less monthly but for much longer which may include “hidden” fees or charges.