When buying a life insurance, you need to be well-informed about the different choices that's available to you. You have to keep in mind that affordability is not always the selling point. You have to look into the insurance policy and read thoroughly what it covers. Moreover, don't be afraid to ask questions. It is your investment so you have every right to ask. And of course, you need to shop around and ask for quotes to get the most out of your hard-earned money. I'm telling you this because I don't want you to make the same mistake my husband and I did when we first decided to buy life insurance. We were so naive then so we ended up wasting a lot of money because we had to switch to a new insurance provider. Save yourself from remorse and choose the right insurance company the first time.